A New Era of Employee Health Benefits

Benafica helps employers replace rigid group health plans with more flexible, tax-free health reimbursement arrangements, so you can offer better benefits at a predictable cost.

What We Do

Employee Benefits Built for Your Workforce

ICHRA

Individual Coverage HRA

The most flexible health benefit for employers of any size.

QSEHRA

Qualified Small Employer HRA

Designed for small businesses with fewer than 50 FTEs.

Medicare is changing in 2027. We’re here to help.

Join one of our free online webinars or in-person enrollment events to learn what’s changing and get help exploring your 2027 options. Go to Medicare page ➜

Why Benafica

What Makes Us Different?

There are a lot of benefit administrators out there.

Benafica has earned the trust of hundreds of organizations by delivering reliable, compliant, and genuinely helpful employee benefits and insurance administration.

Meet BEN360

Our ICHRA Platform

BEN360 is Benafica’s in-house ICHRA administration platform, built specifically to handle the compliance, reimbursement, and reporting demands of a well-run ICHRA.

Testimonials

What Our Clients Say

"We were facing a 20%+ increase in insurance costs and weren’t sure how to move forward until we were introduced to ICHRA. Initially skeptical, we took the time to learn the model with Benafica’s team and ultimately made the switch for 2025. Now in our second year, we’ve chosen to continue with ICHRA and couldn’t be happier with the decision."

"We’re a non-profit organization - Benafica has been fantastic in helping us get set up and walking us through benefit options. They have been incredibly patient and flexible. They also did a great job talking us through how ICHRAs work and what makes sense for our non-profit. Thank you!"

"We are a new QSEHRA client to Benafica and our experience has been top notch from the entire team. We look forward to a long lasting relationship."

"I strongly recommend Benefica. Their team has taken care of us with the highest levels of excellence, offering employee benefit solutions that are relevant and cost-effective. They are a valued extension of our team."

"We trust Benafica with our ICHRA business because they’re always quick to respond — whether it’s compliance, portal support, or enrollment updates. Having a reliable backend team has been a game-changer!"

"My independent insurance agent, a very trusted advisor, recommended this organization to guide me in getting started with Medicare. I am super impressed. I can't envision how they could do a better job."