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ICHRA & QSEHRA Administration

A New Era of Employee Health Benefits

Benafica helps employers replace rigid group health plans with more flexible, tax-free health reimbursement arrangements, so you can offer better benefits at a predictable cost.

What We Do

Employee Benefits Built for Your Workforce

ICHRA

Individual Coverage HRA

The most flexible health benefit for employers of any size.

QSEHRA

Qualified Small Employer HRA

Designed for small businesses with fewer than 50 FTEs.

Why Benafica

What Makes Us Different?

There are a lot of benefit administrators out there.

Benafica has earned the trust of hundreds of organizations by delivering reliable, compliant, and genuinely helpful employee benefits and insurance administration.

Meet BEN360

Our ICHRA Platform

BEN360 is Benafica’s in-house ICHRA administration platform, built specifically to handle the compliance, reimbursement, and reporting demands of a well-run ICHRA.

Testimonials

What Our Clients Say

Trusted by Employers, Brokers and Associations
On the Blog

Latest ICHRA and Benefits Articles

Medicare aged couple looking at laptop about changes in Medicare 2027
Featured

Medicare 2027: What’s Changing in Minnesota

Medicare Advantage plans in Minnesota are undergoing changes in 2027. Carriers are restructuring some plans and pulling out from some areas entirely. Prescription drug plan costs and supplements may also be changing. Here’s what you need to know.

Read More ➜
An image of a paycheck showing tax deductions for a payroll cycle highlighting an employees share of a healthcare premium
ACA Affordabe Care Act

IRS Raises 2027 ACA Affordability Rate

The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for the first time since the employer mandate took effect. Here’s what the new safe harbor limits mean for your contribution strategy.

Read More ➜

Get a Quote

Talk to Benafica about setting up an ICHRA or QSEHRA for your business.

We’ll help you choose the right HRA type, design employee classes, and handle all the administration.

Call us at 651-287-3253 or fill out the form below.